Terms of Service
Last Updated: 1/1/2026

Welcome to Five Star Mortgage (“Company,” “we,” “our,” or “us”). By accessing or using our website, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website.

1. Use of Website

This website is provided for general informational purposes regarding mortgage products, services, and resources. You agree to use this site only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use of the site.

You may not:

• Use the site for fraudulent or misleading purposes

• Attempt to gain unauthorized access to any system or data

• Distribute harmful code, spam, or malicious content

2. No Financial or Legal Advice

Content on this website is for informational purposes only and does not constitute financial, legal, or lending advice. Mortgage rates, programs, and qualifications vary and are subject to change without notice. All loan products are subject to approval, underwriting, and applicable laws.

You should consult directly with a licensed mortgage professional for advice specific to your situation.

3. Pre-Approvals and Applications

Submitting information through our forms or “Get Pre-Approved” feature does not guarantee loan approval. All applications are subject to verification, underwriting, and lender requirements. You agree to provide accurate and truthful information.

4. Privacy

Your use of this website is also governed by our Privacy Policy. By using this site, you consent to the collection and use of your information as described in that policy.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and design, is the property of Five Star Mortgage or its licensors and is protected by copyright and trademark laws. You may not copy, reproduce, or distribute any content without written permission.

6. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those sites. Accessing third-party links is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Five Star Mortgage shall not be liable for any damages arising from your use of this website, including but not limited to direct, indirect, incidental, or consequential damages.

This includes damages resulting from:

• Errors or omissions in content

• Delays or interruptions in site availability

• Use of or reliance on any information provided

8. No Guarantees

We do not guarantee the accuracy, completeness, or availability of the website or its content. Services, rates, and programs may change at any time without notice.

9. Modifications

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the site after changes means you accept the revised terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the state in which Five Star Mortgage is licensed and operates, without regard to conflict of law principles.

11. Contact Information

If you have any questions about these Terms of Service, please contact:

Five Star Mortgage